FHA, VA Loans

Please note VA loans do not have mortgage insurance, which is the difference in payment. Terms are based on a loan amount of $150,000 with FHA funding to HUD included.

 

Program	Rates	Loan and Payment	APR
30 yr fixed FHA and VA No Prepayment Penalities	4.0	VA $716.12	4.371
	4.0	FHA $859.87	5.221
15 yr fixed FHA and VA No Prepayment Penalities	3.5	VA $1,072.32	3.673
	3.5	FHA $1,134.82	4.091

Conforming Loan Programs

Conforming rates for loans under $417,000.

All terms are based on a loan amount of $150,000, 20% down payment and a credit score of 720 or better.  We do approve loans down to a 620 credit score. Please call for loans outside of this criteria.

Program	Rates	Payment	APR
30 yr fixed No Prepayment Penalities	4.375	$748.93	4.54
15 yr fixed No Prepayment Penalities	3.875	$1,100.16	3.941